Fintecture is transforming and digitalizing transfers to make and receive payments, enabling businesses to free up their revenue. Its incoming transfer solutions make the order process smoother, with no card payment limits and a seamless process for the payer, increasing the average cart value by 20% or more.

They also make accounting processes easier for the merchant, with features that include immediate payment confirmation, automated banking reconciliation and reminders. They can be rolled out in any purchase scenario, including immediate and future payment, on an e-commerce website or in-store, or integrated with billing tools. Its outgoing payment solutions also let you credit a bank account simply by verifying the beneficiary’s identity.

Fintecture now operates in several European countries and has 650,000 payers. 7,000 customers use its services, including market leaders such as Auchan, Leroy Merlin, and Edenred.

Fintecture is a payment institution regulated by the French Prudential Supervision and Resolution Authority (ACPR). It works actively to combat fraud and has rolled out its secure proprietary payment infrastructure, partly based on open banking.